Here's a great little document I found on the US-CERT (United States Computer Emergency Readiness Team) website which you should read. It discusses the various types of email scams that might show up in your inbox, and what you need to know to protect yourself.
Recognizing and Avoiding Email Scams
In fact there is a lot of good reading on their Publications page concerning computer security so get out there and do a little research. Don't wait until it happens to you!
Cheers,
Ken
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